The Retirement Challenge is Real – and Most Companies are Not Prepared
In Indonesia, more than 78% of employees enter retirement unprepared. They may have long years of service, but many are not ready for life after work. The result is financial stress, family pressure, declining health, and emotional shock during retirement transition.
This is no longer just a personal problem – it has become a corporate responsibility.
Key Facts:
⚠️ Employees become stressed 6–12 months before retirement
⚠️ Productivity drops significantly near retirement age
⚠️ Wrong financial decisions after severance payouts
⚠️ Impact of post-retirement complaints to HR
⚠️ Potential decline in corporate image if employees struggle after retiring
Note: Based on studies from OJK Indonesia, BPS, and corporate retirement behavior research.
Our Valued Clients
Trusted by Leading Companies in Indonesia
What is AYTR
ARE YOU READY TO RETIRE? (AYTR) is a corporate pre-retirement development program for employees aged 40+. The program helps participants prepare for life after work through the right mindset, financial strategy, health preparation, and life purpose clarity.
- Designed for professional employees and corporate culture
- Structured and measurable learning experience
- Not just theory — real life planning tools
- Relevant for Oil & Gas, BUMN, Banking, Manufacturing, Hospital, Services
- Available for in-house or join-program several companies
- The workshop location is depend on the company’s needs
Why Companies Trust Us for Retirement Readiness
✅ Corporate-relevant delivery — professional format, business language
✅ Certified facilitators — includes CFP financial experts
✅ Medical-backed health strategy — practical, realistic for age 40+
✅ Real business exposure — optional business visit experiences
✅ Measured results — mindset shift + life clarity + financial direction
Your TRUSTED PARTNER For People Development
AYTR Programs
Flexible Program Options Based on Corporate Needs
1-Day Workshop
One Day Pre-Retirement” Workshop, learn all the basic preparation from the Master Trainer as an expert in this field
3-Days Workshop
3-Day “Pre-Retirement” Workshop, learn from CFP, Medical Doctor, and the Master Trainer an expert in this field
5-Days Workshop
Complete 5-Day Program “Learn from Master Trainer, Medical Doctor, CFP, including Personal Consultation and Business Visit”
What People Say About AYTR
Real impact, real transformation — from employees who are now confident and ready to enter their next chapter.
GB Empowering telah memberi contoh2 aplikatif, nyata agar dan relevan, agar peserta lebih siap menghadapi pensiun. Selama workshop suasana kelas sangat hidup, tidak ada rasa ngantuk maupun bosan – ps
— Maintenance Supv – Oil & Gas Co
Topik “Basic Pre-Retirement Preparation” dan topik “Risk Management “yg diawali menggunakan permainan DART (Dart-Game) sangat bermanfaat bagi calon pensiunan dan sangat menbuka pikiran kami berdua istri – ps
— Manager – Oil & Gas Co
Pak Gandy has sufficient knowledge, skills, and experience to deliver this training. He also openly shares his successes and his failures openly, is always eager to learn more for self-improvement, remains positive, and never gives up. I believe this is the key value of this training – po
— VP – Oil & Gas Co
Dr Lula Kamal (Medical Doctor) delivered workshop material effectively with clear examples, also spoke without hesitation about sex life in retirement and shared many things she experienced and provided advice – po
— Jakarta Office – Oil & Gas Co
Private consultation with CFP (Certified Financial Planner) in the separate room was very useful, it can open up misconceptions about money management. Proposed to increase the duration of private consultation – ps
— Manager – Oil & Gas Co
Very good testimony from “Pensiunan relevant BUMN yg sukses sebagai entrepreneur”. Sangat tepat dilakukan untuk topik ini, memberi contoh nyata bahwa setelah pensiun bisa produktif menciptakan penghasilan bagus. Memberi semangat dan confident in facing retirement – ps
— Manager – Oil & Gas Co
Yes, I feel the difference before and after this workshop. After the workshop I feel more confident facing retirement, and I know what to do next. This program is highly recommended for all oil and gas employees. (Manager – Oil & Gas) – po
— Supervisor – Oil & Gas Co
📊 PROGRAM IMPACT – REAL RESULTS
Berdasarkan hasil evaluasi beberapa perusahaan peserta AYTR (Are You Ready To Retire) Program :
✅ 94% Merasa lebih siap menghadapi masa pensiun
✅ 92% Merekomendasikan program kepada rekan kerja
✅ 89% Mendapatkan kejelasan langkah finansial menuju pensiun
✅ 95% Menilai trainer sangat efektif dan inspiring
✅ 91% Merasa AYTR berdampak nyata bagi kehidupan & keluarga mereka
Note: The data in this Evaluation is a summary of participant evaluations (google-forms) that are averaged and fully documented.
Our AYTR Experts
Delivered by a multi-disciplinary expert team:
| Our Trainers | Description |
| Certified Financial Planners (CFP) | Retirement Fund Strategy & Financial Planning |
| Medical Doctors | Health guidance for age 40+ (prevention-based) |
| BPJS & Insurance Expert | Health and financial protection strategy |
| Business Practitioners | Business setup guidance post-retirement |
| Mindfulness Coach (Optional) | Mental clarity and emotional balance |
Other Programs
Our expertise extends to professional and leadership development programs tailored for modern organizations.
