ARE YOU READY TO RETIRE? (AYTR)
Empowering People to Prepare for a Meaningful Life Transition
Retirement isn’t the end of a career — it’s the beginning of a new chapter of life.
AYTR (Are You Ready to Retire?) is a transformational pre-retirement program designed to help employees prepare emotionally, financially, and physically for a happy, purposeful, and financially secure retirement.
This is not a one-way seminar. It’s a life preparation workshop combining expert insights, practical tools, and real-life experiences — making every participant ready to face retirement with confidence and clarity.
Why AYTR Is Different
Most retirement programs stop at financial planning – AYTR goes beyond.
Our holistic approach touches every dimension that matters in life after work: mindset, health, finance, purpose, and legacy.

Led by a team of certified professionals and industry experts:
- Gandy Budhiman — Trainer, Certified Leadership Coach, Pre-Retirement Preparation Consultant, Completed Advanced Executive Pre-Retirement Program, Stanford University – USA, Corporate Leader with over than 31 years of experience in manufacturing and oil & gas industries, and book author.
- Certified Financial Planner (CFP) — guides participants to manage company pension funds, personal assets, and build sustainable post-retirement income streams.
- Medical Doctor — provides practical insight on maintaining health, energy, and longevity after retirement.
- BPJS Kesehatan Leader (guest speaker) — shares essential updates and practical benefits for retirees.
- Retirees & Business Owners — share inspiring success stories and real entrepreneurial journeys after retirement.
Our AYTR Experts
Delivered by a multi-disciplinary expert team:
| Our Trainers | Description |
| Certified Financial Planners (CFP) | Retirement Fund Strategy & Financial Planning |
| Medical Doctors | Health guidance for age 40+ (prevention-based) |
| BPJS & Insurance Expert | Health and financial protection strategy |
| Business Practitioners | Business setup guidance post-retirement |
| Mindfulness Coach (Optional) | Mental clarity and emotional balance |
What Participants Experience
AYTR combines interactive workshops, private consultations, and real-world exposure in one impactful journey.
Each participant will:
- Discover a new, empowering mindset toward life after work.
- Learn to manage and grow their retirement funds confidently with CFP guidance.
- Build a personal Healthy Life Plan guided by a medical professional.
- Engage in direct business visits and discussions with successful entrepreneurs.
- Private consultation with CFP – Certified Financial Planner (optional).
- Receive personalized mentoring sessions after the workshop (optional).
- Memorable visit (3-6 hours) to an interesting iconic recreation area during closing time (optional).

When conducted as an in-house program, AYTR is fully customized to meet the specific needs, culture, budget, and demographics of each organization.
The Result
After completing AYTR, participants don’t just “retire.” They move forward with:
- Financial readiness to live comfortably.
- Physical vitality to enjoy life.
- A clear sense of purpose to keep contributing meaningfully.
Companies benefit from smoother transitions, motivated senior employees, and a legacy of care that strengthens employer reputation.
📩 Contact us today to schedule a 30-minute presentation

